are paying! To make matters worse, you learn that their phone has text-messaging,
a camera, no roaming charges, AND e-mail capability! Your cell phone does not
have these functions. And the final insult? They didn’t have to sign a contract—
and you still have 18 months left on yours. At first you get mad, thinking the phone company made a mistake that is costing you money. After all, you pride yourself on being an informed consumer—
how else could this have happened? Then you ask your neighbor how he got such
a good deal.